The link attached is a bill that has been floating out there since May of 08. This is one of many solutions that I come across on my daily reading but this one makes the most sense, unless you have an angel out there waiting to help. I am sending this out to show you that by continuing to extend the forclosure process there may eventully be a way to keep you in your home. As we have seen over the past 2 weeks the talking heads of the government have shifted from bailing out banks to bailing out home owners. I hope there is a solution like this in the near future. I know the article in the link is long but please read it as it may help you feel some relief. Again this is not law, just a bill.  I read at least 2 or three of these a week and this one was good enough to share.